There are several different causes for collapse: 

  • Your roof may have caved in from heavy snow.  
  • There may have been hidden decay in your foundation causing the collapse.  
  • Hidden insect or vermin damage may have weakened your structure.  
  • Rain collecting on your roof may have caused a collapse.  
  • Use of defective materials during construction or shoddy renovation may have caused your collapse. 
  • In some instances, vibration from nearby construction or demolition can cause damage to a foundation.

Whatever the cause, we will assess the language in your policy, inspect the damage and then negotiate with your insurance provider to make sure they do the right thing.


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